Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,734 | $42,383-36.9% | $76,518-65.1% | $64,173-58.3% |
| Participation rate | 44.6% | 58.1%-13.5pp | 68.0%-23.4pp | 69.6%-24.9pp |
| Annual return | -8.60% | -16.54%+7.9pp | -0.27%-8.3pp | 7.63%-16.2pp |
| Employer contribution / active EE | $1,310 | $1,563-16.2% | $2,647-50.5% | $2,381-45.0% |
| Participant deferral / active EE | $2,375 | $2,566-7.5% | $3,836-38.1% | $3,470-31.5% |
| Admin fee / account holder | $564 | $3,198-82.3% | $4,849-88.4% | $4,887-88.5% |