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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $187,786 | $185,312+1.3% | $161,489+16.3% | $154,746+21.4% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.7%+21.3pp | 80.7%+19.3pp |
| Annual return | 14.71% | 103.84%-89.1pp | 89.72%-75.0pp | 172.34%-157.6pp |
| Employer contribution / active EE | $7,036 | $4,769+47.5% | $4,268+64.8% | $4,379+60.7% |
| Participant deferral / active EE | $6,903 | $6,350+8.7% | $5,630+22.6% | $6,730+2.6% |
| Admin fee / account holder | $2,761 | $18,654-85.2% | $16,006-82.8% | $14,365-80.8% |