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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $187,786 | $227,399-17.4% | $189,758-1.0% | $198,609-5.4% |
| Participation rate | 100.0% | 84.0%+16.0pp | 79.8%+20.2pp | 82.4%+17.6pp |
| Annual return | 14.71% | 61.03%-46.3pp | 52.62%-37.9pp | 202.70%-188.0pp |
| Employer contribution / active EE | $7,036 | $5,526+27.3% | $4,767+47.6% | $5,055+39.2% |
| Participant deferral / active EE | $6,903 | $6,837+1.0% | $5,856+17.9% | $6,977-1.1% |
| Admin fee / account holder | $2,761 | $25,162-89.0% | $20,388-86.5% | $19,030-85.5% |