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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $187,786 | $172,111+9.1% | $150,298+24.9% | $137,256+36.8% |
| Participation rate | 100.0% | 81.7%+18.3pp | 77.8%+22.2pp | 80.0%+20.0pp |
| Annual return | 14.71% | 69.37%-54.7pp | 62.79%-48.1pp | 220.34%-205.6pp |
| Employer contribution / active EE | $7,036 | $4,636+51.8% | $4,154+69.4% | $4,156+69.3% |
| Participant deferral / active EE | $6,903 | $6,166+12.0% | $5,453+26.6% | $6,407+7.8% |
| Admin fee / account holder | $2,761 | $16,471-83.2% | $14,116-80.4% | $12,270-77.5% |