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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,730 | $133,998-66.6% | $112,263-60.2% | $134,545-66.8% |
| Participation rate | 100.0% | 78.6%+21.4pp | 75.1%+24.9pp | 81.2%+18.8pp |
| Annual return | -18.49% | 47.17%-65.7pp | 27.49%-46.0pp | 418.37%-436.9pp |
| Employer contribution / active EE | $2,685 | $4,040-33.5% | $3,636-26.2% | $4,742-43.4% |
| Participant deferral / active EE | $8,478 | $5,292+60.2% | $4,729+79.3% | $6,401+32.4% |
| Admin fee / account holder | $1,401 | $7,493-81.3% | $6,410-78.1% | $11,431-87.7% |