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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,073 | $136,860-17.4% | $120,344-6.0% | $154,746-26.9% |
| Participation rate | 100.0% | 79.9%+20.1pp | 76.7%+23.3pp | 80.7%+19.3pp |
| Annual return | 17.18% | 21.38%-4.2pp | 20.30%-3.1pp | 172.34%-155.2pp |
| Employer contribution / active EE | $7,246 | $3,533+105.1% | $3,020+139.9% | $4,379+65.5% |
| Participant deferral / active EE | $12,775 | $5,793+120.5% | $5,135+148.8% | $6,730+89.8% |
| Admin fee / account holder | $1,464 | $15,393-90.5% | $12,742-88.5% | $14,365-89.8% |