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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,126 | $138,102-52.8% | $125,381-48.1% | $134,532-51.6% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -29.14% | 750.73%-779.9pp | 572.31%-601.4pp | 418.27%-447.4pp |
| Employer contribution / active EE | $4,158 | $5,245-20.7% | $4,815-13.6% | $4,741-12.3% |
| Participant deferral / active EE | $16,367 | $7,801+109.8% | $7,448+119.8% | $6,401+155.7% |
| Admin fee / account holder | $8,413 | $11,568-27.3% | $10,007-15.9% | $11,429-26.4% |