Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 4-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,976 | $73,863-70.2% | $143,797-84.7% | $68,490-67.9% |
| Participation rate | 10.8% | 66.7%-55.9pp | 80.3%-69.5pp | 67.9%-57.1pp |
| Annual return | -28.72% | 0.91%-29.6pp | -0.04%-28.7pp | -7.85%-20.9pp |
| Employer contribution / active EE | $1,059 | $3,185-66.8% | $4,952-78.6% | $2,597-59.2% |
| Participant deferral / active EE | $1,066 | $3,385-68.5% | $5,638-81.1% | $4,028-73.5% |
| Admin fee / account holder | $469 | $5,756-91.9% | $14,679-96.8% | $5,403-91.3% |