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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,193 | $61,605-86.7% | $112,273-92.7% | $75,173-89.1% |
| Participation rate | 50.0% | 61.7%-11.7pp | 72.4%-22.4pp | 67.2%-17.2pp |
| Annual return | 16.03% | 28.47%-12.4pp | 30.23%-14.2pp | 160.72%-144.7pp |
| Employer contribution / active EE | $943 | $2,015-53.2% | $3,431-72.5% | $2,671-64.7% |
| Participant deferral / active EE | $1,698 | $3,108-45.4% | $4,800-64.6% | $4,126-58.9% |
| Admin fee / account holder | $30 | $4,862-99.4% | $7,752-99.6% | $5,651-99.5% |