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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,018 | $81,487-28.8% | $102,412-43.3% | $80,935-28.3% |
| Participation rate | 71.4% | 66.8%+4.6pp | 74.5%-3.1pp | 67.7%+3.8pp |
| Annual return | 17.94% | 25.60%-7.7pp | 24.94%-7.0pp | 35.66%-17.7pp |
| Employer contribution / active EE | $4,630 | $3,103+49.2% | $3,870+19.6% | $2,757+68.0% |
| Participant deferral / active EE | $7,008 | $3,871+81.0% | $5,060+38.5% | $4,299+63.0% |
| Admin fee / account holder | $4,045 | $6,717-39.8% | $8,388-51.8% | $6,924-41.6% |