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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,018 | $81,504-28.8% | $102,437-43.4% | $80,959-28.3% |
| Participation rate | 71.4% | 66.9%+4.6pp | 74.5%-3.1pp | 67.7%+3.8pp |
| Annual return | 17.94% | 25.60%-7.7pp | 24.95%-7.0pp | 35.67%-17.7pp |
| Employer contribution / active EE | $4,630 | $3,104+49.2% | $3,871+19.6% | $2,757+67.9% |
| Participant deferral / active EE | $7,008 | $3,871+81.0% | $5,060+38.5% | $4,300+63.0% |
| Admin fee / account holder | $4,045 | $6,719-39.8% | $8,388-51.8% | $6,925-41.6% |