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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,036 | $209,888-89.5% | $189,545-88.4% | $167,553-86.8% |
| Participation rate | 100.0% | 88.7%+11.3pp | 87.8%+12.2pp | 82.1%+17.9pp |
| Annual return | 5.12% | 748.66%-743.5pp | 555.36%-550.2pp | 478.89%-473.8pp |
| Employer contribution / active EE | $12,735 | $6,915+84.2% | $6,162+106.7% | $4,840+163.1% |
| Participant deferral / active EE | $13,000 | $8,934+45.5% | $8,220+58.1% | $6,343+105.0% |
| Admin fee / account holder | $82,917 | $14,300+479.8% | $12,049+588.2% | $12,316+573.2% |