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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,845 | $109,372-53.5% | $89,414-43.1% | $158,966-68.0% |
| Participation rate | 90.9% | 74.3%+16.6pp | 68.0%+22.9pp | 82.0%+8.9pp |
| Annual return | 15.75% | 345.55%-329.8pp | 245.50%-229.7pp | 302.95%-287.2pp |
| Employer contribution / active EE | $1,575 | $3,171-50.3% | $2,586-39.1% | $4,762-66.9% |
| Participant deferral / active EE | $5,749 | $4,598+25.0% | $3,890+47.8% | $5,983-3.9% |
| Admin fee / account holder | $1,541 | $6,156-75.0% | $4,883-68.4% | $11,250-86.3% |