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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $209,543 | $185,312+13.1% | $161,489+29.8% | $154,746+35.4% |
| Participation rate | 83.3% | 82.5%+0.9pp | 78.7%+4.6pp | 80.7%+2.6pp |
| Annual return | 13.41% | 103.84%-90.4pp | 89.72%-76.3pp | 172.34%-158.9pp |
| Employer contribution / active EE | $3,013 | $4,769-36.8% | $4,268-29.4% | $4,379-31.2% |
| Participant deferral / active EE | $19,125 | $6,350+201.2% | $5,630+239.7% | $6,730+184.2% |
| Admin fee / account holder | $1,859 | $18,654-90.0% | $16,006-88.4% | $14,365-87.1% |