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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $209,543 | $172,111+21.7% | $150,298+39.4% | $137,256+52.7% |
| Participation rate | 83.3% | 81.7%+1.6pp | 77.8%+5.6pp | 80.0%+3.4pp |
| Annual return | 13.41% | 69.37%-56.0pp | 62.79%-49.4pp | 220.34%-206.9pp |
| Employer contribution / active EE | $3,013 | $4,636-35.0% | $4,154-27.5% | $4,156-27.5% |
| Participant deferral / active EE | $19,125 | $6,166+210.2% | $5,453+250.7% | $6,407+198.5% |
| Admin fee / account holder | $1,859 | $16,471-88.7% | $14,116-86.8% | $12,270-84.8% |