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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,972 | $58,523-83.0% | $99,475-90.0% | $72,975-86.3% |
| Participation rate | 83.7% | 64.6%+19.1pp | 73.8%+9.9pp | 69.5%+14.2pp |
| Annual return | -11.04% | 28.51%-39.6pp | 30.72%-41.8pp | 81.01%-92.1pp |
| Employer contribution / active EE | $1,785 | $1,512+18.0% | $2,540-29.7% | $2,440-26.9% |
| Participant deferral / active EE | $1,736 | $2,606-33.4% | $3,619-52.0% | $3,608-51.9% |
| Admin fee / account holder | $1,569 | $4,102-61.7% | $6,252-74.9% | $5,124-69.4% |