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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,249 | $167,362-92.7% | $143,799-91.5% | $134,532-90.9% |
| Participation rate | 95.8% | 84.8%+11.0pp | 80.3%+15.5pp | 81.2%+14.6pp |
| Annual return | -14.13% | 0.47%-14.6pp | -0.04%-14.1pp | 418.27%-432.4pp |
| Employer contribution / active EE | $2,292 | $5,620-59.2% | $4,952-53.7% | $4,741-51.7% |
| Participant deferral / active EE | $2,818 | $6,447-56.3% | $5,638-50.0% | $6,401-56.0% |
| Admin fee / account holder | $2,410 | $18,094-86.7% | $14,677-83.6% | $11,429-78.9% |