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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,427 | $112,933-89.0% | $90,970-86.3% | $158,982-92.2% |
| Participation rate | 71.4% | 74.7%-3.3pp | 69.0%+2.4pp | 82.0%-10.5pp |
| Annual return | -38.68% | 215.82%-254.5pp | 134.60%-173.3pp | 302.99%-341.7pp |
| Employer contribution / active EE | $1,339 | $2,893-53.7% | $2,122-36.9% | $4,763-71.9% |
| Participant deferral / active EE | $4,313 | $4,128+4.5% | $3,373+27.9% | $5,983-27.9% |
| Admin fee / account holder | $6,369 | $8,047-20.8% | $5,961+6.8% | $11,252-43.4% |