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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $225,578 | $99,644+126.4% | $86,438+161.0% | $134,532+67.7% |
| Participation rate | 100.0% | 82.1%+17.9pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -15.98% | 6787.26%-6803.2pp | 4397.19%-4413.2pp | 418.27%-434.2pp |
| Employer contribution / active EE | $2,592 | $4,402-41.1% | $3,769-31.2% | $4,741-45.3% |
| Participant deferral / active EE | $4,825 | $7,247-33.4% | $6,952-30.6% | $6,401-24.6% |
| Admin fee / account holder | $2,016 | $8,375-75.9% | $6,733-70.1% | $11,429-82.4% |