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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,396 | $69,012-13.9% | $160,037-62.9% | $68,490-13.3% |
| Participation rate | 37.3% | 65.4%-28.1pp | 78.0%-40.7pp | 67.9%-30.6pp |
| Annual return | -16.71% | -9.65%-7.1pp | 408.95%-425.7pp | -7.85%-8.9pp |
| Employer contribution / active EE | $710 | $2,212-67.9% | $4,226-83.2% | $2,597-72.7% |
| Participant deferral / active EE | $1,639 | $4,212-61.1% | $6,184-73.5% | $4,028-59.3% |
| Admin fee / account holder | $656 | $4,798-86.3% | $8,716-92.5% | $5,403-87.9% |