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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $287,749 | $175,259+64.2% | $149,723+92.2% | $139,487+106.3% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 18.65% | 166.82%-148.2pp | 134.50%-115.9pp | 373.84%-355.2pp |
| Employer contribution / active EE | $2,151 | $5,478-60.7% | $4,821-55.4% | $4,755-54.8% |
| Participant deferral / active EE | $11,538 | $6,522+76.9% | $5,682+103.1% | $6,713+71.9% |
| Admin fee / account holder | $915 | $16,158-94.3% | $13,215-93.1% | $11,407-92.0% |