Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 8-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,100 | $82,678-80.5% | $125,391-87.2% | $68,490-76.5% |
| Participation rate | 55.8% | 75.1%-19.3pp | 82.4%-26.6pp | 67.9%-12.1pp |
| Annual return | -15.34% | -5.97%-9.4pp | 572.41%-587.8pp | -7.85%-7.5pp |
| Employer contribution / active EE | $935 | $3,382-72.4% | $4,816-80.6% | $2,597-64.0% |
| Participant deferral / active EE | $2,084 | $6,111-65.9% | $7,448-72.0% | $4,028-48.3% |
| Admin fee / account holder | $320 | $6,277-94.9% | $10,009-96.8% | $5,403-94.1% |