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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $168,843 | $112,933+49.5% | $90,970+85.6% | $158,982+6.2% |
| Participation rate | 33.3% | 74.7%-41.4pp | 69.0%-35.7pp | 82.0%-48.6pp |
| Annual return | 24.21% | 215.82%-191.6pp | 134.60%-110.4pp | 302.99%-278.8pp |
| Employer contribution / active EE | $548 | $2,893-81.1% | $2,122-74.2% | $4,763-88.5% |
| Participant deferral / active EE | $3,250 | $4,128-21.3% | $3,373-3.6% | $5,983-45.7% |
| Admin fee / account holder | $757 | $8,047-90.6% | $5,961-87.3% | $11,252-93.3% |