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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $140,790 | $198,461-29.1% | $170,436-17.4% | $147,585-4.6% |
| Participation rate | 100.0% | 88.0%+12.0pp | 83.6%+16.4pp | 82.8%+17.2pp |
| Annual return | 21.78% | 257.30%-235.5pp | 205.94%-184.2pp | 578.57%-556.8pp |
| Employer contribution / active EE | $11,518 | $6,184+86.3% | $5,433+112.0% | $4,876+136.2% |
| Participant deferral / active EE | $10,500 | $5,629+86.5% | $4,939+112.6% | $5,439+93.1% |
| Admin fee / account holder | $1,659 | $16,852-90.2% | $13,880-88.0% | $10,885-84.8% |