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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,238 | $76,608-46.2% | $56,077-26.5% | $145,877-71.7% |
| Participation rate | 100.0% | 63.2%+36.8pp | 52.5%+47.5pp | 80.3%+19.7pp |
| Annual return | 6.14% | 3009.59%-3003.5pp | 1709.28%-1703.1pp | 551.28%-545.1pp |
| Employer contribution / active EE | $1,568 | $1,382+13.5% | $1,040+50.7% | $4,663-66.4% |
| Participant deferral / active EE | $8,071 | $2,624+207.6% | $1,954+313.1% | $6,691+20.6% |
| Admin fee / account holder | $1,947 | $3,325-41.5% | $2,825-31.1% | $13,402-85.5% |