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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,124 | $69,118-28.9% | $53,647-8.4% | $138,895-64.6% |
| Participation rate | 100.0% | 64.0%+36.0pp | 56.3%+43.7pp | 79.9%+20.1pp |
| Annual return | 11.56% | 248.26%-236.7pp | 358.33%-346.8pp | 145.39%-133.8pp |
| Employer contribution / active EE | $1,285 | $1,189+8.0% | $962+33.6% | $4,194-69.4% |
| Participant deferral / active EE | $9,183 | $2,274+303.8% | $1,813+406.5% | $6,396+43.6% |
| Admin fee / account holder | $770 | $2,724-71.7% | $2,460-68.7% | $12,562-93.9% |