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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,238 | $76,519-46.1% | $56,025-26.4% | $145,897-71.7% |
| Participation rate | 100.0% | 63.2%+36.8pp | 52.5%+47.5pp | 80.3%+19.7pp |
| Annual return | 6.14% | 3017.03%-3010.9pp | 1712.69%-1706.6pp | 552.29%-546.2pp |
| Employer contribution / active EE | $1,568 | $1,383+13.3% | $1,042+50.5% | $4,663-66.4% |
| Participant deferral / active EE | $8,071 | $2,624+207.6% | $1,955+313.0% | $6,689+20.7% |
| Admin fee / account holder | $1,947 | $3,331-41.6% | $2,828-31.2% | $13,390-85.5% |