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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,142 | $60,349+64.3% | $74,184+33.6% | $62,881+57.7% |
| Participation rate | 97.5% | 72.7%+24.8pp | 76.6%+20.9pp | 69.3%+28.2pp |
| Annual return | 2.92% | 21.38%-18.5pp | 17.74%-14.8pp | 20.14%-17.2pp |
| Employer contribution / active EE | $4,810 | $1,680+186.2% | $2,370+102.9% | $2,281+110.9% |
| Participant deferral / active EE | $6,449 | $2,856+125.8% | $3,550+81.7% | $3,203+101.4% |
| Admin fee / account holder | $34,218 | $4,261+703.1% | $5,586+512.6% | $4,296+696.6% |