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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,577 | $96,361-53.7% | $80,607-44.7% | $139,456-68.0% |
| Participation rate | 90.5% | 73.6%+16.8pp | 67.0%+23.5pp | 80.3%+10.1pp |
| Annual return | 18.60% | 1350.95%-1332.3pp | 936.11%-917.5pp | 373.45%-354.8pp |
| Employer contribution / active EE | $894 | $3,262-72.6% | $2,724-67.2% | $4,753-81.2% |
| Participant deferral / active EE | $3,064 | $5,232-41.4% | $4,448-31.1% | $6,711-54.3% |
| Admin fee / account holder | $2,586 | $6,601-60.8% | $5,379-51.9% | $11,407-77.3% |