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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,577 | $96,388-53.8% | $80,627-44.7% | $139,466-68.0% |
| Participation rate | 90.5% | 73.6%+16.8pp | 67.0%+23.5pp | 80.3%+10.1pp |
| Annual return | 18.60% | 1352.08%-1333.5pp | 936.76%-918.2pp | 373.66%-355.1pp |
| Employer contribution / active EE | $894 | $3,260-72.6% | $2,723-67.2% | $4,754-81.2% |
| Participant deferral / active EE | $3,064 | $5,224-41.3% | $4,443-31.0% | $6,712-54.3% |
| Admin fee / account holder | $2,586 | $6,603-60.8% | $5,381-51.9% | $11,409-77.3% |