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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,590 | $152,619-33.4% | $125,195-18.9% | $152,909-33.6% |
| Participation rate | 100.0% | 83.3%+16.7pp | 79.8%+20.2pp | 82.5%+17.5pp |
| Annual return | 34.97% | 54.85%-19.9pp | 43.79%-8.8pp | 345.46%-310.5pp |
| Employer contribution / active EE | $1,811 | $4,947-63.4% | $3,866-53.2% | $4,764-62.0% |
| Participant deferral / active EE | $11,518 | $5,869+96.3% | $4,937+133.3% | $5,851+96.8% |
| Admin fee / account holder | $1,596 | $13,437-88.1% | $9,704-83.6% | $11,601-86.2% |