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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,452 | $165,399-67.1% | $149,745-63.6% | $158,982-65.7% |
| Participation rate | 66.7% | 84.6%-17.9pp | 82.5%-15.8pp | 82.0%-15.3pp |
| Annual return | 12.72% | 348.34%-335.6pp | 276.72%-264.0pp | 302.99%-290.3pp |
| Employer contribution / active EE | $1,251 | $5,105-75.5% | $4,646-73.1% | $4,763-73.7% |
| Participant deferral / active EE | $3,774 | $7,183-47.5% | $6,843-44.9% | $5,983-36.9% |
| Admin fee / account holder | $199 | $10,811-98.2% | $9,312-97.9% | $11,252-98.2% |