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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,823 | $213,785-58.5% | $185,441-52.1% | $155,188-42.8% |
| Participation rate | 66.7% | 83.2%-16.6pp | 80.3%-13.6pp | 80.8%-14.1pp |
| Annual return | 16.47% | 19.97%-3.5pp | 20.16%-3.7pp | 148.84%-132.4pp |
| Employer contribution / active EE | $1,354 | $5,393-74.9% | $4,672-71.0% | $4,248-68.1% |
| Participant deferral / active EE | $3,423 | $6,864-50.1% | $6,152-44.4% | $6,531-47.6% |
| Admin fee / account holder | $968 | $21,134-95.4% | $17,890-94.6% | $14,480-93.3% |