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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,821 | $167,353-63.7% | $143,797-57.7% | $134,545-54.8% |
| Participation rate | 50.0% | 84.8%-34.8pp | 80.3%-30.3pp | 81.2%-31.2pp |
| Annual return | -19.16% | 0.48%-19.6pp | -0.04%-19.1pp | 418.37%-437.5pp |
| Employer contribution / active EE | $1,985 | $5,620-64.7% | $4,952-59.9% | $4,742-58.1% |
| Participant deferral / active EE | $5,342 | $6,447-17.1% | $5,638-5.3% | $6,401-16.5% |
| Admin fee / account holder | $2,143 | $18,096-88.2% | $14,679-85.4% | $11,431-81.3% |