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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,851 | $165,381-39.0% | $149,730-32.6% | $158,966-36.6% |
| Participation rate | 66.7% | 84.6%-17.9pp | 82.5%-15.8pp | 82.0%-15.3pp |
| Annual return | 13.41% | 348.29%-334.9pp | 276.70%-263.3pp | 302.95%-289.5pp |
| Employer contribution / active EE | $1,656 | $5,104-67.6% | $4,645-64.3% | $4,762-65.2% |
| Participant deferral / active EE | $3,267 | $7,182-54.5% | $6,843-52.3% | $5,983-45.4% |
| Admin fee / account holder | $22,229 | $10,809+105.6% | $9,310+138.8% | $11,250+97.6% |