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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,263 | $34,316-90.5% | $74,723-95.6% | $72,976-95.5% |
| Participation rate | 32.7% | 42.4%-9.8pp | 54.5%-21.8pp | 69.5%-36.8pp |
| Annual return | 0.00% | 26.58%-26.6pp | 753.18%-753.2pp | 81.02%-81.0pp |
| Employer contribution / active EE | $480 | $692-30.6% | $1,084-55.7% | $2,440-80.3% |
| Participant deferral / active EE | $628 | $1,272-50.6% | $1,962-68.0% | $3,608-82.6% |
| Admin fee / account holder | $20 | $2,125-99.1% | $3,335-99.4% | $5,124-99.6% |