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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,338 | $175,259-90.7% | $149,723-89.1% | $139,487-88.3% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 17.17% | 166.82%-149.7pp | 134.50%-117.3pp | 373.84%-356.7pp |
| Employer contribution / active EE | $8,343 | $5,478+52.3% | $4,821+73.0% | $4,755+75.5% |
| Participant deferral / active EE | $5,411 | $6,522-17.0% | $5,682-4.8% | $6,713-19.4% |
| Admin fee / account holder | $1,467 | $16,158-90.9% | $13,215-88.9% | $11,407-87.1% |