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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,949 | $176,105-34.2% | $159,474-27.3% | $167,536-30.8% |
| Participation rate | 100.0% | 85.0%+15.0pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 8.66% | 331.91%-323.3pp | 263.68%-255.0pp | 478.82%-470.2pp |
| Employer contribution / active EE | $5,000 | $5,299-5.6% | $4,831+3.5% | $4,839+3.3% |
| Participant deferral / active EE | $7,017 | $7,751-9.5% | $7,353-4.6% | $6,342+10.6% |
| Admin fee / account holder | $3,944 | $12,559-68.6% | $10,802-63.5% | $12,315-68.0% |