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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,305 | $160,040-76.1% | $147,096-74.0% | $145,877-73.7% |
| Participation rate | 68.4% | 84.0%-15.6pp | 82.2%-13.8pp | 80.3%-11.9pp |
| Annual return | 13.41% | 98.49%-85.1pp | 419.75%-406.3pp | 551.28%-537.9pp |
| Employer contribution / active EE | $3,097 | $5,289-41.5% | $4,936-37.3% | $4,663-33.6% |
| Participant deferral / active EE | $4,195 | $8,429-50.2% | $8,071-48.0% | $6,691-37.3% |
| Admin fee / account holder | $2,156 | $15,050-85.7% | $13,005-83.4% | $13,402-83.9% |