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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,305 | $160,070-76.1% | $147,117-74.0% | $145,897-73.7% |
| Participation rate | 68.4% | 84.0%-15.6pp | 82.2%-13.8pp | 80.3%-11.9pp |
| Annual return | 13.41% | 98.69%-85.3pp | 420.54%-407.1pp | 552.29%-538.9pp |
| Employer contribution / active EE | $3,097 | $5,285-41.4% | $4,932-37.2% | $4,663-33.6% |
| Participant deferral / active EE | $4,195 | $8,419-50.2% | $8,065-48.0% | $6,689-37.3% |
| Admin fee / account holder | $2,156 | $15,035-85.7% | $12,993-83.4% | $13,390-83.9% |