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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,866,280 | $167,533+1014.0% | $151,645+1130.7% | $134,545+1287.1% |
| Participation rate | 66.7% | 88.4%-21.7pp | 87.5%-20.8pp | 81.2%-14.6pp |
| Annual return | -23.93% | 7.81%-31.7pp | 3.34%-27.3pp | 418.37%-442.3pp |
| Employer contribution / active EE | $33,055 | $6,828+384.1% | $6,165+436.2% | $4,742+597.1% |
| Participant deferral / active EE | $20,400 | $8,985+127.0% | $8,363+143.9% | $6,401+218.7% |
| Admin fee / account holder | $155 | $13,781-98.9% | $11,614-98.7% | $11,431-98.6% |