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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $341,504 | $160,040+113.4% | $147,096+132.2% | $145,877+134.1% |
| Participation rate | 92.9% | 84.0%+8.8pp | 82.2%+10.7pp | 80.3%+12.6pp |
| Annual return | 10.38% | 98.49%-88.1pp | 419.75%-409.4pp | 551.28%-540.9pp |
| Employer contribution / active EE | $4,646 | $5,289-12.2% | $4,936-5.9% | $4,663-0.4% |
| Participant deferral / active EE | $9,929 | $8,429+17.8% | $8,071+23.0% | $6,691+48.4% |
| Admin fee / account holder | $3,157 | $15,050-79.0% | $13,005-75.7% | $13,402-76.4% |