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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $341,504 | $160,070+113.3% | $147,117+132.1% | $145,897+134.1% |
| Participation rate | 92.9% | 84.0%+8.8pp | 82.2%+10.7pp | 80.3%+12.6pp |
| Annual return | 10.38% | 98.69%-88.3pp | 420.54%-410.2pp | 552.29%-541.9pp |
| Employer contribution / active EE | $4,646 | $5,285-12.1% | $4,932-5.8% | $4,663-0.4% |
| Participant deferral / active EE | $9,929 | $8,419+17.9% | $8,065+23.1% | $6,689+48.4% |
| Admin fee / account holder | $3,157 | $15,035-79.0% | $12,993-75.7% | $13,390-76.4% |