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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $246,518 | $150,445+63.9% | $136,297+80.9% | $147,585+67.0% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 18.19% | 1049.14%-1030.9pp | 5156.16%-5138.0pp | 578.57%-560.4pp |
| Employer contribution / active EE | $1,634 | $5,256-68.9% | $4,696-65.2% | $4,876-66.5% |
| Participant deferral / active EE | $11,250 | $6,631+69.7% | $6,247+80.1% | $5,439+106.9% |
| Admin fee / account holder | $1,806 | $10,906-83.4% | $9,244-80.5% | $10,885-83.4% |