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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $758,445 | $160,040+373.9% | $147,096+415.6% | $145,877+419.9% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 36.27% | 98.49%-62.2pp | 419.75%-383.5pp | 551.28%-515.0pp |
| Employer contribution / active EE | $17,530 | $5,289+231.4% | $4,936+255.1% | $4,663+275.9% |
| Participant deferral / active EE | $9,250 | $8,429+9.7% | $8,071+14.6% | $6,691+38.3% |
| Admin fee / account holder | $128,000 | $15,050+750.5% | $13,005+884.2% | $13,402+855.1% |