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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $164,493 | $102,429+60.6% | $147,096+11.8% | $80,925+103.3% |
| Participation rate | 93.5% | 75.9%+17.7pp | 82.2%+11.4pp | 67.7%+25.9pp |
| Annual return | 12.56% | 135.02%-122.5pp | 419.75%-407.2pp | 35.65%-23.1pp |
| Employer contribution / active EE | $6,571 | $3,716+76.8% | $4,936+33.1% | $2,756+138.4% |
| Participant deferral / active EE | $14,884 | $6,649+123.9% | $8,071+84.4% | $4,299+246.2% |
| Admin fee / account holder | $6,784 | $7,957-14.7% | $13,005-47.8% | $6,940-2.2% |