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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $170,799 | $106,749+60.0% | $145,433+17.4% | $82,448+107.2% |
| Participation rate | 92.3% | 75.6%+16.7pp | 82.1%+10.2pp | 68.1%+24.2pp |
| Annual return | 19.63% | 27.59%-8.0pp | 66.58%-46.9pp | 41.64%-22.0pp |
| Employer contribution / active EE | $5,816 | $3,444+68.9% | $4,554+27.7% | $2,551+128.0% |
| Participant deferral / active EE | $12,421 | $6,519+90.5% | $7,897+57.3% | $4,139+200.1% |
| Admin fee / account holder | $470 | $8,390-94.4% | $13,129-96.4% | $7,234-93.5% |