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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $170,799 | $107,421+59.0% | $182,262-6.3% | $94,015+81.7% |
| Participation rate | 92.3% | 77.8%+14.5pp | 84.2%+8.1pp | 70.8%+21.5pp |
| Annual return | 19.63% | 21.32%-1.7pp | 140.60%-121.0pp | 17.84%+1.8pp |
| Employer contribution / active EE | $5,816 | $3,448+68.7% | $5,046+15.3% | $2,790+108.5% |
| Participant deferral / active EE | $12,421 | $6,558+89.4% | $8,276+50.1% | $4,249+192.3% |
| Admin fee / account holder | $470 | $8,692-94.6% | $16,712-97.2% | $8,951-94.7% |