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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $170,799 | $106,524+60.3% | $152,301+12.1% | $87,485+95.2% |
| Participation rate | 92.3% | 75.8%+16.6pp | 82.4%+9.9pp | 68.9%+23.4pp |
| Annual return | 19.63% | 26.89%-7.3pp | 80.50%-60.9pp | 26.06%-6.4pp |
| Employer contribution / active EE | $5,816 | $3,371+72.5% | $4,624+25.8% | $2,596+124.0% |
| Participant deferral / active EE | $12,421 | $6,525+90.4% | $8,004+55.2% | $4,274+190.6% |
| Admin fee / account holder | $470 | $8,287-94.3% | $14,398-96.7% | $7,775-94.0% |