Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,477 | $76,551+23.4% | $123,894-23.7% | $62,881+50.2% |
| Participation rate | 65.1% | 73.0%-7.9pp | 81.4%-16.3pp | 69.3%-4.2pp |
| Annual return | 6.90% | 18.68%-11.8pp | 47.52%-40.6pp | 20.14%-13.2pp |
| Employer contribution / active EE | $0 | $2,882-100.0% | $4,617-100.0% | $2,281-100.0% |
| Participant deferral / active EE | $4,375 | $4,840-9.6% | $5,984-26.9% | $3,203+36.6% |
| Admin fee / account holder | $824 | $4,826-82.9% | $8,357-90.1% | $4,296-80.8% |