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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,463 | $73,988-15.6% | $96,538-35.3% | $75,177-16.9% |
| Participation rate | 97.7% | 66.4%+31.2pp | 74.3%+23.3pp | 67.2%+30.5pp |
| Annual return | 9.25% | 26.73%-17.5pp | 35.74%-26.5pp | 160.75%-151.5pp |
| Employer contribution / active EE | $2,599 | $2,930-11.3% | $3,740-30.5% | $2,671-2.7% |
| Participant deferral / active EE | $5,865 | $3,660+60.2% | $4,880+20.2% | $4,126+42.1% |
| Admin fee / account holder | $71,140 | $5,220+1263.0% | $6,737+955.9% | $5,651+1158.8% |