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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $190,571 | $127,387+49.6% | $115,038+65.7% | $125,389+52.0% |
| Participation rate | 100.0% | 84.2%+15.8pp | 81.4%+18.6pp | 83.2%+16.8pp |
| Annual return | 2.84% | 31.28%-28.4pp | 26.14%-23.3pp | 282.24%-279.4pp |
| Employer contribution / active EE | $3,567 | $5,166-31.0% | $4,608-22.6% | $4,866-26.7% |
| Participant deferral / active EE | $8,783 | $6,423+36.7% | $6,026+45.7% | $5,352+64.1% |
| Admin fee / account holder | $354 | $9,516-96.3% | $8,175-95.7% | $9,541-96.3% |