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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,394 | $215,361-93.3% | $171,082-91.6% | $273,972-94.7% |
| Participation rate | 100.0% | 82.0%+18.0pp | 76.7%+23.3pp | 83.0%+17.0pp |
| Annual return | 4.69% | 25.14%-20.4pp | 32.56%-27.9pp | 41.46%-36.8pp |
| Employer contribution / active EE | $2,933 | $4,967-41.0% | $4,002-26.7% | $4,869-39.8% |
| Participant deferral / active EE | $3,953 | $5,543-28.7% | $4,797-17.6% | $5,287-25.2% |
| Admin fee / account holder | $1,389 | $10,846-87.2% | $8,520-83.7% | $10,133-86.3% |