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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $154,125 | $176,105-12.5% | $159,474-3.4% | $167,536-8.0% |
| Participation rate | 100.0% | 85.0%+15.0pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 13.14% | 331.91%-318.8pp | 263.68%-250.5pp | 478.82%-465.7pp |
| Employer contribution / active EE | $8,045 | $5,299+51.8% | $4,831+66.5% | $4,839+66.2% |
| Participant deferral / active EE | $9,896 | $7,751+27.7% | $7,353+34.6% | $6,342+56.0% |
| Admin fee / account holder | $26,726 | $12,559+112.8% | $10,802+147.4% | $12,315+117.0% |