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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $152,686 | $96,236+58.7% | $136,072+12.2% | $80,935+88.7% |
| Participation rate | 100.0% | 71.2%+28.8pp | 76.4%+23.6pp | 67.7%+32.3pp |
| Annual return | 10.85% | 28.74%-17.9pp | 580.46%-569.6pp | 35.66%-24.8pp |
| Employer contribution / active EE | $18,519 | $3,350+452.7% | $4,216+339.3% | $2,757+571.8% |
| Participant deferral / active EE | $19,687 | $5,709+244.8% | $7,028+180.1% | $4,299+357.9% |
| Admin fee / account holder | $863 | $8,250-89.5% | $6,718-87.1% | $6,924-87.5% |